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2009 was undoubtedly been very challenging for our economy. Whilst there may be green shoots starting to appear, the consequences of the downturn in the market are a major concern to thousands of people when it comes to their retirement planning. In addition, future lifetime financial burdens such as Lomg Term Care fees are also a concern from a funding perspective and when it comes to trying to keep your estate intact for your children. In conjunction with Gardner Illiff & Dowding Solicitors we'll be hosting a seminar that will provide clear and independent advice on issues affecting the over 60's. Topics covered include: Making the best use of your IHT nil rate band allowance Using Trusts to maintain your income, preserving your estate, and planning for care fees in the future The use of Wills for advanced Inheritance Tax and Long Term Care planning Equity Release schemes, their pitfalls, benefits and implications for your estate The advantages of setting up a Lasting Power of Attorney, and the difficulties that can arise when one is not in place Maximising your income for your retirement, and planning for the future There will be a Q & A session and a chance to have a private discussion with one of the advisers on the day.You are welcome to book a place for you and a friend, family member or colleague. Refreshments will be served after the seminars, giving you the chance to discuss any issues with our experts. To reserve a free place at this seminar please telephone Sharon Hopkins on 08000 858 858.